About Us I  Health Insurance I Group Insurance I Health Savings Accounts (HSA's) I Short Term Medical Insurance
International Travel & Health Insurance I Student Health Insurance I  Retiree Health Insurance  I Life Insurance I Annuities
Long Term Care Insurance
Our Partners I Links I Contact Us
Seniors Choice Health Plans for Groups

Employers with Medicare Eligible retirees and in some cases active employees over 65 on their primary group health plans need alternatives to
solve group underwriting issues:

Example 1- Small group-under 20 employee with one or more active employees over age 65 enrolled in Medicare Parts A & B. Employer seeking
new carrier "rated up"for medical history of one or more 65+participants. Consider enrolling the over age 65 employee in Senior Choice Plan. No
Med Questions!

Example 2 - Large Group-Over 20 employees-has retired employees not actively at work but the employer is making medical coverage available
under primary group plan. The additional costs of carrying retirees and/or new carrier restrictions on eligibility of retirees can be solved by installing
Seniors Choice options.

No Health questions at any age! Voluntary or employer paid! Insured and claims paid by PACIFICARE, one of nation's largest underwriters of retiree
health plans.

Click here for more information about Retiree Health Plans
About Us I  Health Insurance I Group Insurance I Health Savings Accounts (HSA's) I Short Term Medical Insurance
International Travel & Health Insurance I Student Health Insurance I  Retiree Health Insurance  I Life Insurance I Annuities
Long Term Care Insurance
Our Partners I Links I Contact Us
Brown/Schmader Associates
Members of the Solon Chamber of Commerce

Dave Schmader
Solon, Ohio
440-248-5258

Dick Brown
Chagrin Falls, Ohio
440-247-5180
Brown/Schmader Associates
Insurance for Individuals, Professionals and
Small Businesses

Life • Health • Annuities • Long-Term Care • Employee Benefits
• Business Succession Planning
©David M. Schmader July 2004, June, 2005, March, 2007